Privacy Policy
This Privacy Policy describes how Sayiwe Microfinance ("we," "us," or "our") collects, uses, and shares your personal information when you visit our website at sayiwemicrofinance.com (the "Site") or use our services.
Information We Collect
We collect information from you when you visit our website, register on our site, fill out a form, apply for a loan, or otherwise interact with our services.
The personal information we collect may include:
- Name, email address, phone number, and contact details
- National ID number or other identification information
- Employment information and income details
- Financial information necessary for loan applications
- Information about your business (if applying for a business loan)
- Device information and browsing data
How We Use Your Information
We use the information we collect for various purposes, including:
- Processing loan applications and providing financial services
- Communicating with you about our services
- Improving our website and services
- Sending periodic emails regarding your account or other products and services
- Complying with legal obligations
- Preventing fraud and ensuring security
Cookie Policy
Our website uses cookies to enhance your browsing experience. Cookies are small text files that are stored on your device when you visit a website. They help us analyze how users interact with our site and allow us to recognize you when you return.
We use the following types of cookies:
- Essential cookies: These are necessary for the website to function properly and cannot be disabled.
- Functional cookies: These enable personalized features and remember your preferences.
- Analytics cookies: These help us understand how visitors interact with our website, which allows us to improve our services.
You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our website.
Data Security
We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, so we cannot guarantee absolute security.
Third-Party Disclosure
We do not sell, trade, or otherwise transfer your personal information to outside parties without your consent, except as described in this Privacy Policy. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, as long as those parties agree to keep this information confidential.
Your Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access the personal information we hold about you
- The right to request correction of inaccurate information
- The right to request deletion of your information
- The right to restrict or object to processing
- The right to data portability
To exercise these rights, please contact us using the information provided below.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post any changes on this page and encourage you to review our Privacy Policy regularly.
Contact Us
If you have any questions or concerns about our Privacy Policy or how we handle your personal information, please contact us!
Last Updated: June 15, 2025
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